Consumer Loans
Home Repair and Energy Efficiency Loan
You own your home and would like to do repairs, but don't have the cash. LHOME can lend you up to $50,000 to pay for repairs, renovations, and energy efficient upgrades. *Rates range from 3% - 5% APR fixed. Increase both home equity and comfort in your
home with a loan from LHOME.
* Underwriting criteria apply. All loans are subject to review and approval.
Job Up! Loan
If you're an immigrant or refugee who was certified in a profession in your country of origin, we want to help you practice here in Louisville. We offer loans of up to $6,000 with a *fixed rate ranging from 3% - 5% APR over 3.5 years.
* Underwriting criteria apply. All loans are subject to review and approval.
Property Tax Assistance Loan
Your annual property tax bill just arrived, but you don't have the cash to pay it. We can lend up to $5,000 at a *fixed rate ranging from 3% - 5% APR to pay your property tax. Avoid fees, penalties, tax liens, or losing your home. Stay in your home and pay back our low-interest loan directly to LHOME.
* Underwriting criteria apply. All loans are subject to review and approval.
Business Loans
We love working with entrepreneurs! Check out an LHOME business loan today.
Micro-Enterprise Loan
(Character – Based)
You’re starting a business and need cash to get your business on the right track. Our funds and Small
Business Coaching can do just that! This loan provides up to $15,000 for 36 months and is available to
start-ups and existing small businesses. *Rates range from 4% - 6% APR fixed.
* Underwriting criteria apply. All loans are subject to review and approval.
Micro-Enterprise Expansion Loan
(Character – Based)
You’ve started a business but need cash to grow and attract new customers. This loan provides up to
$50,000 for up to 60 months and is available to businesses who have been in operation for at least 24
months. *Rates range from 4% - 6% APR fixed.
* Underwriting criteria apply. All loans are subject to review and approval.
Small Business Loan
Your business is off to a great start, but you need a larger loan to help fund your growth or equipment purchase. This loan provides flexible funding and terms (up to 84 months) to help get you where you need to be. *Rates range from 3% - 5% APR fixed. Collateral required.
* Underwriting criteria apply. All loans are subject to review and approval.
Working Capital Loan
You've won a contract to build affordable housing, but need to buy supplies and tools. We can lend you up to $15,000 of working capital to buy what you need on the job. *Rates range from 3% - 5% APR fixed.
* Underwriting criteria apply. All loans are subject to review and approval.
Back 2 Business Loan
LHOME, Louisville’s Intentionally Inclusive Lender, is pleased to offer the Back to Business initiative (B2B) to support small businesses in targeted neighborhoods that were negatively impacted by the COVID-19 pandemic.