Our Loans

LHOME serves homeowners and small business owners across Jefferson County, particularly those who have been turned away by traditional lenders due to credit history, unconventional income, or insufficient collateral.

In general, these are loans that must be repaid. We underwrite each loan carefully to make sure it leaves borrowers in a stronger financial position, never a weaker one. When a loan is repaid, that capital revolves back into the community as a new loan for another Louisville family or business.

Please Note: LHOME offers loan products for both homeowners and small businesses, based on current program availability and funding. The products listed below are currently open for application.

Property Tax Assistance Loan

Your annual property tax bill just arrived, but you don't have the cash to pay it. LHOME can lend up to $5,000 to Jefferson County residents to meet property tax obligations and stay in their homes. Loans are repaid in equal monthly payments over 12 + months. A minimum credit score of 540 is required.

LHOME has partnered with the West End Opportunity Partnership to provide additional relief for rising property taxes in nine West End neighborhoods: If you live in the Algonquin, California, Chickasaw, Park Duvalle, Parkhill, Parkland, Portland, Russell or Shawnee neighborhoods, you may qualify for additional assistance.

Home Repair Loan (Income-Based)

Your annual property tax bill just arrived, but you don't have the cash to pay it. LHOME can lend up to $5,000 to Jefferson County residents to meet property tax obligations and stay in their homes. Loans are repaid in equal monthly payments over 12 + months. A minimum credit score of 540 is required.

LHOME has partnered with the West End Opportunity Partnership to provide additional relief for rising property taxes in nine West End neighborhoods: If you live in the Algonquin, California, Chickasaw, Park Duvalle, Parkhill, Parkland, Portland, Russell or Shawnee neighborhoods, you may qualify for additional assistance.