Applications for the Small Business Continuity Loan are now closed.

LHOME quickly pivoted to serve families and small businesses most impacted by the COVID-19 pandemic.  Our community partners, Louisville Forward, GLI, Render Capital and Lenderfit helped us build the capacity needed to safely and virtually deploy $1.5 million to very small businesses during April and May, 2020. 

LHOME deployed twice as much money during these two months as we did throughout all of 2019.  In addition to being nimble, virtual and responsive, we remain intentionally inclusive. Of these small business borrowers served :

47% are women

19% are immigrants/refugees

40% are people of color 

Applications for the $500 Lifeline Loan (a payday loan alternative) are still available

Our Lifeline Loan keeps families out of the debt trap created by payday lenders.  We are offering up to $500 loans at 15% interest over one year (repayment of a $500 loan is approximately $547 vs. a repayment of up to $2,000 for a payday loan).  We are paying bills directly to LG&E, Louisville Water Company, landlords, and others on behalf of our clients. 

We partner with Sowing Seeds with Faith, Change Today, Change Tomorrow and Black Lives Matter on our Lifeline Loan to make these precious dollars go further, and to get critical resources to those who have immediate needs.

As always, we provide financial coaching to our clients.


LHOME will soon be accepting applications for the following loans:


Property Tax Assistance

Home Repair

Small Business


We are grateful for the support of our Mayor, Greg Fischer and other community stakeholders. To read more about the work we’ve been doing, click here.

If you would like to submit a media inquiry or if you have questions about any of our loan products, please contact us by phone or email 



Thank you for your support of LHOME and our community members.  Please donate to ensure we remain Louisville’s intentionally inclusive lender. 


Amy Shir, President and CEO

Watch the video below to see the impact we are making on small businesses like Kentucky Straight Ice.


LHOME - Louisville Housing and Opportunities Micro-Enterprise
Sustainable Loans | Financial Coaching | Community Development

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Intentionally Inclusive Lending

LHOME is a mission-driven nonprofit financial institution that provides affordable loan products and financial coaching services to low-income small business owners, renters, and homeowners in Louisville, KY.
LHOME is a Community Development Financial Institution (CDFI), certified by the CDFI Fund at the U.S. Treasury.

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“Previously, prejudices were personalized and individualized; FHA exhorted segregation and enshrined it as public policy. Whole areas of cities were declared ineligible for loan guarantees.” Redlining was not officially outlawed until 1968, by the Fair Housing Act. By then the damage was done—and reports of redlining by banks have continued."

Kenneth T. Jackson, 1985


Jump start your savings plan, start a business, or improve your home equity with LHOME's Money Monday series and more!


We share resources, events, and tips from our community partners around Metro Louisville.


LHOME offers a number of low-interest consumer and business loans. Our target market are the 15 zip codes in West and South Louisville that have historically been impacted by redlining and discrimination.


(502) 882-8091

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