Up to $25,000 at 0%

For small businesses to be eligible to receive a loan they must meet the following criteria:

  • Must have 10 or fewer full-time employees.

  • Business must show emergencies connected with the COVID-19 economic crisis.

  • Business must be located in Jefferson County.

  • Business must be in good standing with Louisville Metro Revenue Commission as of March 1, 2020.

  • Must agree to receive financial coaching and apply for other financial assistance within 90 days of loan closing.


* The purpose of the loan is to keep very small businesses viable through the pandemic and to serve as a bridge to other assistance or programs. A twelve (12) month term with a balloon payment at maturity. Borrower must receive financial coaching and apply for other financial assistance within 90 days of closing. No prepayment penalty if other assistance is secured and used to pay off loan early.  If no other financial assistance is secured by the end of the term, the loan is renewable for additional four (4) years at a 5.0% APR. Similarly, no prepayment penalty if loan is paid off early.

Product Details

Up to $25,000 available within 3 - 5 business days of receiving a completed application packet. Zero percent interest and no repayment due for 12 months.

Interested? Apply Now.

Thanks for your interest in LHOME’s  Small Business Continuity Loan! Please tell us a little bit about your business. Your inquiry will be date and time stamped and responded to in the order it is received.

Business located in Jefferson County?

# of full time employees as of 12/31/19

The Small Business Continuity Loan is administered by LHOME in partnership with Render Capital, Louisville Forward, Lenderfit and GLI. LHOME stands for The Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc. LHOME is a Certified Community Development Financial Institution, and receives grants and loan funds from a variety of sources – financial institutions, local foundations, corporations, the public sector, and individuals. We promote small business and homeownership for ALL Louisvillians, regardless of their race, socio-economic status, or geography.

(502) 882-8091

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