Intentionally Inclusive Lending
LHOME is a mission-driven nonprofit financial institution that provides affordable loan products and financial coaching services to low-income small business owners, renters, and homeowners in Louisville, KY.
LHOME is a Community Development Financial Institution (CDFI), certified by the CDFI Fund at the U.S. Treasury.
LHOME offers a number of low-interest consumer and business loans. Our target market are the 15 zip codes in West and South Louisville that have historically been impacted by redlining and discrimination.
Increase your financial know-how. Learn how save for emergencies, pay down debt, invest in your side hustle, grow your small business. Discover the advantages of home-ownership. All of this and more with LHOME's Money Monday series.
We share resources, events, and tips from our community partners around Metro Louisville.
Small Business Loan-- Our small business loan can help you build your business
Working Capital Loan-- our working capital loan is a short-term loan meant to help you build affordable housing and commercial properties and meet your contract deadlines.
Job Up! Loan--this loan was developed to help you become recertified to practice in your professional field
Property Tax Assistance Loans-- This loan was developed to help you pay current and past property tax bills.
Home Repair and Energy Efficiency Loans--these loans can help you upgrade your home to improve comfort and increase equity.
Lifeline Loan-- This 12 month term loan is capped at $500 and is designed to be for emergency funds.
If you wish to inquire about any of our loan products, please email us at
“Previously, prejudices were personalized and individualized; FHA exhorted segregation and enshrined it as public policy. Whole areas of cities were declared ineligible for loan guarantees.” Redlining was not officially outlawed until 1968, by the Fair Housing Act. By then the damage was done—and reports of redlining by banks have continued."